The Act declares the public policy of the State to be that municipal corporations are immune from liability for legislative or judicial actions. The purchase of liability insurance by the municipal corporation will not waive this immunity except as provided in O.C.G.A. 33-24-51, or unless the insurance policy covers the occurrence, and then only to the extent of the insurance policy coverage.
Georgia State University Law Review,
LOCAL GOVERNMENT Municipalities: Waiver of Sovereign Immunity,
Ga. St. U. L. Rev.
Available at: https://readingroom.law.gsu.edu/gsulr/vol2/iss2/16