INSURANCE Kinds of Insurance; Limits of Risks; Reinsurance: Regulate Motor Vehicle Insurance, Coverage, and Proof Thereof, Change Certain Provisions Relating to Uninsured Motorist Coverage; Provide for Applicability and Exceptions; Change Certain Provisions Relating to Proof of Insurance

Authors

Michael P. JohnsonFollow

Document Type

Peach Sheet

Abstract

The Act requires that vehicle insurance policies be issued with a default amount of uninsured motorist coverage in amounts either equal to their personal coverage or with a minimum of $25,000 for injury or death of one person, $50,000 for injury or death of two or more persons, and $25,000 for property loss. The Act gives insured individuals the option of reducing their uninsured motorist coverage below the default minimum and omits language that allowed the insurer to reject non-written requests to increase coverage above the former statutory minimum. The Act also allows for the coverage agreed to when the policy is issued to remain the same when renewed. Finally, the Act provides for delayed effective dates for proof of insurance requirements and for the amended Code sections to take effect.

Recommended Citation

Michael P. Johnson, INSURANCE Kinds of Insurance; Limits of Risks; Reinsurance: Regulate Motor Vehicle Insurance, Coverage, and Proof Thereof, Change Certain Provisions Relating to Uninsured Motorist Coverage; Provide for Applicability and Exceptions; Change Certain Provisions Relating to Proof of Insurance, 18 Ga. St. U. L. Rev. (2001).
Available at: https://readingroom.law.gsu.edu/gsulr/vol18/iss1/23