Document Type

Peach Sheet


The Act repeals and adds a number of Code sections dealing with Georgia's automobile insurance legislation. The central measure of the Act repeals and revises provisions of the Georgia Motor Vehicle Accident Reparations Act that require personal injury protection insurance coverage. Other key features include a mandatory fifteen percent rollback of certain motor vehicle insurance rates and an additional ten percent discount for motorists with good driving records; tighter regulation of insurance rates by requiring prior approval by the Insurance Commissioner of any rating plan; adding powers to regulate fraud including provisions making it easier to report fraud, increasing the powers of the Insurance Commissioner to arrest persons for insurance fraud, and making fraud a felony offense; and providing guidelines to govern the cancellation or nonrenewal of automobile or motorcycle insurance policies.

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