The Act requires state-wide pooling of all of an insurer's small groups for group premium rating purposes. Certain deviations from the pool rating are allowed. Individual major medical policies must offer deductibles of at least five thousand dollars.
Georgia State University Law Review
"INSURANCE Insurance Regulations: Requires Pooling of Small Groups For Premium Rating and Higher Deductibles for Individual Health Policies,"
Georgia State University Law Review: Vol. 7
, Article 39.
Available at: http://readingroom.law.gsu.edu/gsulr/vol7/iss1/39